
Princess Vacation Protection (PVP)
Princess offers two tiers of Vacation Protection. Both include a cancellation fee waiver, limited insurance benefits, and 24/7 assistance. This plan is convenient, but medical and evacuation limits are significantly lower than most third‑party plans.
Princess and Allianz insurance agents are available to answer your questions about policies and policy coverage. This page contains general information* and should be verified by the insurer and by reading actual policy documents.
- ✔️ Cancellation Fee Waiver – Refunds cruise fare for covered reasons.
- ✔️ “Any Reason” Credit – Future Cruise Credit (FCC), not cash.
- ✔️ Medical Coverage – Lower limits than third‑party plans.
- ✔️ Emergency Evacuation – Limited protection.
- ✔️ 24/7 Travel Assistance – Lost documents, emergency coordination.
Why Third‑Party Travel Insurance?
Third‑party plans offer higher medical and evacuation limits, cash refunds, and coverage that extends to flights, hotels, and independent travel—not just the cruise.
- 🛡️ Cash refunds for covered cancellations
- 🛡️ Higher medical limits than cruise-line plans
- 🛡️ Evacuation coverage up to high six figures
- 🛡️ Covers flights, hotels, excursions
- 🛡️ COVID‑19 treated as any other illness
Why Third‑Party Travel Insurance?
Third‑party plans offer higher medical and evacuation limits, cash refunds, and coverage that extends to flights, hotels, and independent travel—not just the cruise.
- 🛡️ Cash refunds for covered cancellations
- 🛡️ Higher medical limits than cruise-line plans
- 🛡️ Evacuation coverage up to high six figures
- 🛡️ Covers flights, hotels, excursions
- 🛡️ COVID‑19 treated as any other illness
Allianz Group Advantage Plan for Cruise
Coverage Type
- Pre‑existing condition waiver
- Standard coverage (no waiver)
- Trip date
Deadline
- Feb 24, 2027, Cruise Final Payment
- Any time before May 22, 2027
- May 23, 2027
If cost of non-refundable airline tickets is included in coverage, the policy would need to be in force to provide coverage, and the above dates would not apply.
Sample Pricing for Group Advantage Plan
|
Coverage |
Plan Per Couple |
|---|---|
|
$4,001-$5,000 |
$440 |
|
$5,001-$6,000 |
$526 |
|
$6,001-$7,000 |
$606 |
|
$7,001-$8,000 |
$684 |
|
$8,001-$9,000 |
$764 |
|
$9,001-$10,000 |
$846 |
Allianz Basic Plan
The Basic Plan is the most affordable option, offering essential protection for travelers who want coverage without a high price tag.
- ✔️ Cash reimbursement for covered cancellations
- ✔️ Emergency Medical: approx. $10,000–$20,000
- ✔️ Medical Evacuation: approx. $100,000–$250,000
- ✔️ Trip delay & baggage coverage
- ✔️ Covers all prepaid trip components
Allianz Journey Plan
The Journey Plan is the most comprehensive option and the best choice for international cruise travelers who want maximum protection.
- ⭐ Highest medical limits of all plans
- ⭐ Emergency Medical: approx. $50,000–$75,000+
- ⭐ Medical Evacuation: approx. $500,000–$1,000,000
- ⭐ Optional Cancel Anytime (up to 80% cash)
- ⭐ Trip interruption: up to 150% of trip cost
- ⭐ Strong baggage, delay, missed connection coverage
- ⭐ Covers flights, hotels, excursions
| Feature | Princess PVP | 🔗Group Advantage | Basic Plan | Journey Plan |
|---|---|---|---|---|
| Refund Type | Cash + FCC | Cash | Cash | Cash + Cancel Anytime Available |
| Medical Coverage | Low | Moderate | Low–Moderate | Highest |
| Evacuation Coverage | Limited | Strong | Moderate | Very Strong |
| Covers Flights/Hotels | No | Yes | Yes | Yes |
🌍 Don’t Forget Travel Insurance!
Travel insurance is one of the most important parts of planning your cruise. Medical care on ships and overseas can be extremely expensive, and evacuation costs can reach tens of thousands of dollars. Protect your trip investment and your health by choosing the right coverage.
- ✔️ Covers unexpected medical emergencies
- ✔️ Protects your trip investment if you need to cancel
- ✔️ Helps with lost bags, delays, and missed connections
- ✔️ Provides 24/7 travel assistance
Whether you choose Princess Vacation Protection or a third‑party plan like Allianz, make sure you’re covered before you sail.
* Disclaimer: Portions of this page were generated with AI to help summarize travel insurance options. Insurance policies can change and may vary by traveler or state. Always confirm details directly with the insurer if you have specific questions or need official information.


